For UK financial advisers · Professional clients only
BR Asset-backed Open
Managed by Stellar Asset Management

Stellar Family Trading Company (FTC).

The Stellar Family Trading Company (FTC) is a bespoke planning structure designed to provide clarity and control over clients' legacy, while qualifying for up to 100% Business Relief after two years.

Each client owns and controls their own trading company that invests into real, trading businesses and tangible assets such as hotels, commercial property and forestry.

Key facts
  • Minimum investment£250,000
  • IHT/BR Qualifying100% after holding for 2 years
  • Portfolio OptionsBespoke
i. Overview

About Stellar Asset Management

Stellar Asset Management are Business Relief (BR) and Inheritance Tax (IHT) planning specialists, with a track record since 2007 of strong absolute returns. In particular, we believe Stellar's Family Trading Company (FTC) is unique in providing bespoke intergenerational planning for clients (more details below).

Stellar actively manages real trading businesses sourced by specialist Joint Venture Partners across multiple sectors delivering uncapped returns to investors.

Key features of Stellar FTC

  • Investors own and control 100% of their individual FTC
  • Ability to top up capital without restarting the two-year BR clock
  • All assets 100% owned by Stellar and JV Partners for full project autonomy
  • Low-cost structure with uncapped return potential
  • Client influence over asset allocation or fully bespoke arrangements
  • Ability to create multiple FTCs for multiple beneficiaries, enabling clear and uncomplicated wealth transfer on death
  • Minimum subscription of £250,000, with no upper limit

Source: All data from Stellar as at 31/12/2025.

Have a client question?

Our team can help with product information, availability and how Stellar sits alongside other BR products in your matrix.

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ii. Terms & fees
Portfolio Options
Bespoke
Minimum Investment
£250,000
Initial Charge
1%
Annual Management Charge
1% (plus VAT)
Annual Administration Fee
0.5% (plus VAT)

Discussing Stellar with a client?

Our team can provide adviser materials, up-to-date fund status and help you compare Stellar against other options in the BR/IHT matrix.

Contact the team →